Plan your money into envelopes, log what you spend, always know what's left. No account, no bank connection, no ads — your budget lives on your phone and nowhere else.
No sign-up, no bank login, no cloud. Everything you enter stays on your device — we couldn't read it if we wanted to.
Unlimited envelopes, accounts and history on the free tier. The caps other apps use to force upgrades aren't here.
On a plane, in a tunnel, on a farm. Tuck never needed the internet in the first place.
Recurring templates fill in rent and salary by themselves; CSV import catches you up in seconds — still no bank login.
| Tuck | YNAB | Goodbudget | |
|---|---|---|---|
| Price per year | $39.99 — or free | $109 | $80 |
| Bank login required | Never | Optional but central | No |
| Account / sign-up | None | Required | Required |
| Works offline | Fully | No | Partially |
| Free envelopes | Unlimited | — | Capped at 10 |
| Where your data lives | Your phone | Their cloud | Their cloud |
Competitor pricing and features as published by each provider, July 2026. YNAB and Goodbudget are trademarks of their respective owners; Tuck is not affiliated with either.
Subscriptions renew automatically until cancelled — cancel anytime in Google Play, and you won't be charged if you cancel during the trial.
Because it doesn't need to — and neither do you. Bank-linking means handing a third party ongoing access to your transactions. Tuck's approach is manual-first with fast catch-up tools (recurring templates and CSV import), so you get the awareness benefits of budgeting without giving anyone your credentials.
The full envelope method is free and uncapped: unlimited envelopes, accounts and history. Premium adds convenience features (auto-templates, CSV import, advanced reports). If you never pay, you still get a complete budgeting app with no ads.
Export a backup file from Settings, move it however you like, and import it on the new phone. Your data never touches our servers — because we don't have any.
Soon — it's finished and heading into Google Play review. The listing will appear here the moment it's live.
Because nobody is. Tuck launches soon on Google Play.
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